Payouts
Programmatically make cost-effective, fast and secure payouts across the globe.
Choose a payouts solution that best fits your needs
Explore our capabilities to build a unique solution for your use case.
Payout to bank accounts, funded by Wallet
Create payouts to external bank accounts via Local transfer methods or SWIFT using Wallet balance.
Payout to roecny accounts, funded by Wallet
Create instant payouts using Wallet balance to businesses who also own roecny accounts.
Build your Payout to bank accounts solution
roecny offers multiple options to collect beneficiary bank account information. Explore our integration options and choose the best fit.
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Native API
Create payouts directly using our endpoints, with full control of the beneficiary bank account information collection experience. -
API and form schema
Programmatically retrieve beneficiary bank account information schema by payout scenarios for your user interface. -
Embedded components
Render your beneficiary bank account information collection experience using pre-built UI elements.
Our payout network
Explore our regional and currency coverage for payouts to bank accounts.
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Local payout coverage
Send funds via local clearing systems in 100+ countries and regions. -
SWIFT payout coverage
Efficiently pay out to 170 countries and regions.
Explore related products
Integrate your payouts solution with roecny products to strengthen your global financial infrastructure.
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Banking as a Service (Embedded Finance Use Cases)
Offer a full-featured fintech solution including accounts and card issuing. -
Global Treasury (Embedded Finance Use Cases)
Enable your platform to collect and disburse funds globally. -
Transactional FX (Platform APIs)
Access interbank FX rates and intelligently manage currency risk.
How Roecny Payouts Work
Roecny Payouts enables businesses to make faster, more cost-effective payouts across the globe by connecting to local clearing systems in over 110 countries.
With a single Roecny account and/or one integration, you (and your customers) can move funds globally via Roecny’s payout network, which currently supports:
- Local and SWIFT payouts
- 170 countries/regions
- Over 60 currencies
👉 Find out more about our Payout Network
Use Cases
Roecny Payouts APIs allow you to create multiple transfers programmatically in seconds, for different scenarios:
- ✅ Making payouts for your own business purposes.
- ✅ Building a product experience that helps your customers make payouts.
You have full control over how to integrate with:
- Internal systems (first-party use case)
- Customer-facing products (third-party use case)
You can also determine when to release payouts.
Getting Started
🔹 Sign up for a Roecny account to begin.
🔹 Want to try before going live?
Reach out to our support team to set up a demo account:
- Submit a support request.
- Select "Transfers & Conversions" as the issue category.
- Use "Apply for a demo account" as the subject to help us identify your request quickly.
📧 We’ll email you once your demo account is prepared.
Ready to Dive Into the Code?
Currency Precision
Roecny supports local and SWIFT payouts in 60 currencies, and follows the international standard ISO 4217 for currency representation, with the exception of Hungarian Forint (HUF).
Note: roecny uses a different level of decimal precision for Hungarian Forint compared to ISO 4217.
Currency List with Decimal Precision
| Currency Code | Currency | Country/Region | Decimal Precision |
|---|---|---|---|
| AED | United Arab Emirates dirham | United Arab Emirates | 2 |
| AOA | Angolan kwanza | Angola | 2 |
| ARS | Argentine peso | Argentina | 2 |
| AUD | Australian dollar | Australia | 2 |
| BDT | Bangladeshi taka | Bangladesh | 2 |
| BGN | Bulgarian lev | Bulgaria | 2 |
| BHD | Bahraini dinar | Bahrain | 3 |
| BOB | Boliviano | Bolivia | 2 |
| BRL | Brazilian real | Brazil | 2 |
| BWP | Botswanan pula | Botswana | 2 |
| CAD | Canadian dollar | Canada | 2 |
| CHF | Swiss franc | Switzerland | 2 |
| CLP | Chilean peso | Chile | 0 |
| CNY | Chinese yuan | China | 2 |
| COP | Colombian peso | Colombia | 2 |
| CZK | Czech koruna | Czech Republic | 2 |
| DKK | Danish krone | Denmark | 2 |
| EGP | Egyptian pound | Egypt | 2 |
| EUR | Euro | Eurozone | 2 |
| GBP | Pound sterling | United Kingdom | 2 |
| GMD | Gambian dalasi | Gambia | 2 |
| HKD | Hong Kong dollar | Hong Kong SAR | 2 |
| HUF | Hungarian forint | Hungary | 0* |
| IDR | Indonesian rupiah | Indonesia | 2 |
| ILS | Israeli new shekel | Israel | 2 |
| INR | Indian rupee | India | 2 |
| JPY | Japanese yen | Japan | 0 |
| KES | Kenyan shilling | Kenya | 2 |
| KRW | South Korean won | Korea, Republic of | 0 |
| LKR | Sri Lankan rupee | Sri Lanka | 2 |
| LSL | Lesotho loti | Lesotho | 2 |
| MAD | Moroccan dirham | Morocco | 2 |
| MGA | Malagasy ariary | Madagascar | 2 |
| MWK | Malawian kwacha | Malawi | 2 |
| MXN | Mexican peso | Mexico | 2 |
| MYR | Malaysian ringgit | Malaysia | 2 |
| NAD | Namibian dollar | Namibia | 2 |
| NGN | Nigerian naira | Nigeria | 2 |
| NOK | Norwegian krone | Norway | 2 |
| NPR | Nepalese rupee | Nepal | 2 |
| NZD | New Zealand dollar | New Zealand | 2 |
| PEN | Peruvian sol | Peru | 2 |
| PHP | Philippine peso | Philippines | 2 |
| PKR | Pakistani rupee | Pakistan | 2 |
| PLN | Polish złoty | Poland | 2 |
| PYG | Paraguayan guaraní | Paraguay | 0 |
| RON | Romanian leu | Romania | 2 |
| RWF | Rwandan franc | Rwanda | 0 |
| SAR | Saudi riyal | Saudi Arabia | 2 |
| SEK | Swedish krona | Sweden | 2 |
| SGD | Singapore dollar | Singapore | 2 |
| THB | Thai baht | Thailand | 2 |
| TRY | Turkish lira | Turkey | 2 |
| USD | United States dollar | United States | 2 |
| UYU | Uruguayan peso | Uruguay | 2 |
| VND | Vietnamese đồng | Viet Nam | 0 |
| XAF | Central African CFA franc | Cameroon, Central African Republic, Chad, Congo (Republic), Equatorial Guinea, Gabon | 0 |
| XOF | West African CFA franc | Benin, Burkina Faso, Côte d'Ivoire, Guinea-Bissau, Niger, Senegal, Togo | 0 |
| ZAR | South African rand | South Africa | 2 |
| ZMW | Zambian kwacha | Zambia | 2 |
* Hungarian Forint (HUF) precision differs from ISO 4217.
Payout Network
Roecny currently supports local and SWIFT payouts in 170 countries/regions and over 60 currencies, and continues to expand its coverage.
By connecting to local clearing systems in over 110 countries and regions, Roecny offers local payouts that are faster and more cost-effective compared to SWIFT.
Country-Specific Guides
By clicking on the country names or the subpages in the left menu, you can access country-specific guides which provide:
- An overview of payout capabilities
- Required bank details
- Other important considerations
👉 For detailed request requirements for each payout scenario, see our dynamic schema.
🔔 New Feature
Roecny now also supports instant, in-network payouts to other Roecny accounts (API only).
📘 Refer to Create a transfer to a Roecny account to learn how it works.
Local Payout Coverage
For an overview of Roecny's local payout coverage, see the table below:
APAC
| Country | Supported Currencies | Local Payouts | Instant Payouts |
|---|---|---|---|
| Australia | AUD | Yes | Yes |
| Bangladesh | BDT | Yes | |
| China | CNY | Yes | Yes |
| Hong Kong SAR | HKD / CNY / USD | Yes | Yes |
| India | INR | Yes | Yes |
| Indonesia | IDR | Yes | Yes |
| Japan | JPY | Yes | Yes |
| Korea, Republic of (South Korea) | KRW | Yes | Yes |
| Malaysia | MYR | Yes | Yes |
| Nepal | NPR | Yes | |
| New Zealand | NZD | Yes | |
| Pakistan | PKR | Yes | |
| Philippines | PHP | Yes | Yes |
| Singapore | SGD | Yes | Yes |
| Sri Lanka | LKR | Yes | |
| Thailand | THB | Yes | Yes |
| Turkey | TRY | Yes | |
| Viet Nam | VND | Yes |
Middle East
| Country | Supported Currencies | Local Payouts | Instant Payouts |
|---|---|---|---|
| Bahrain | BHD | Yes | |
| Israel | ILS | Yes | |
| United Arab Emirates | AED | Yes |
Europe
| Country | Supported Currencies | Local Payouts | Instant Payouts |
|---|---|---|---|
| Austria | EUR | Yes | Yes |
| Belgium | EUR | Yes | Yes |
| Bulgaria | BGN / EUR | Yes | Yes (EUR only) |
| Croatia | EUR | Yes | Yes |
| Cyprus | EUR | Yes | Yes |
| Czech Republic | CZK / EUR | Yes | Yes (EUR only) |
| Denmark | DKK / EUR | Yes | Yes |
| Estonia | EUR | Yes | Yes |
| Finland* | EUR | Yes | Yes |
| France* | EUR | Yes | Yes |
| Germany | EUR | Yes | Yes |
| Greece | EUR | Yes | Yes |
| Hungary | HUF / EUR | Yes | Yes (EUR only) |
| Iceland | EUR | Yes | Yes |
| Ireland | EUR | Yes | Yes |
| Italy | EUR | Yes | Yes |
| Latvia | EUR | Yes | Yes |
| Liechtenstein | EUR | Yes | Yes |
| Lithuania | EUR | Yes | Yes |
| Luxembourg | EUR | Yes | Yes |
| Malta | EUR | Yes | Yes |
| Martinique | EUR | Yes | Yes |
| Mayotte | EUR | Yes | Yes |
| Monaco | EUR | Yes | Yes |
| Netherlands | EUR | Yes | Yes |
| Norway | NOK / EUR | Yes | Yes (EUR only) |
| Poland | PLN / EUR | Yes | Yes (EUR only) |
| Portugal* | EUR | Yes | Yes |
| Romania | RON / EUR | Yes | Yes (EUR only) |
| Saint Pierre and Miquelon | EUR | Yes | Yes |
| San Marino | EUR | Yes | Yes |
| Slovakia | EUR | Yes | Yes |
| Slovenia | EUR | Yes | Yes |
| Spain* | EUR | Yes | Yes |
| Sweden | SEK / EUR | Yes | Yes (EUR only) |
| Switzerland | CHF / EUR | Yes | Yes |
| United Kingdom* | GBP / EUR | Yes | Yes |
Americas
| Country | Supported Currencies | Local Payouts | Instant Payouts |
|---|---|---|---|
| Argentina | ARS | Yes | |
| Bolivia | BOB | Yes | |
| Brazil | BRL | Yes | |
| Canada | CAD | Yes | Yes |
| Chile | CLP | Yes | |
| Colombia | COP | Yes | |
| Mexico | MXN | Yes | |
| Peru | PEN | Yes | |
| Paraguay | PYG | Yes | |
| United States | USD | Yes | |
| Uruguay | UYU | Yes |
Africa
| Country | Supported Currencies | Local Payouts | Instant Payouts |
|---|---|---|---|
| Angola | AOA | Yes | |
| Benin | XOF | Yes | |
| Botswana | BWP | Yes | |
| Burkina Faso** | XOF | Yes | |
| Cameroon** | XAF | Yes | |
| Central African Republic** | XAF | Yes | |
| Chad** | XAF | Yes | |
| Côte d'Ivoire | XOF | Yes | |
| Egypt | EGP | Yes | |
| Equatorial Guinea** | XAF | Yes | |
| Gabon** | XAF | Yes | |
| Gambia | GMD | Yes | |
| Guinea-Bissau** | XOF | Yes | |
| Kenya | KES | Yes | |
| Lesotho | LSL | Yes | |
| Madagascar** | MGA | Yes | |
| Malawi | MWK | Yes | |
| Morocco | MAD | Yes | |
| Namibia | NAD | Yes | |
| Niger | XOF | Yes | |
| Nigeria** | NGN | Yes | |
| Republic of the Congo** | XAF | Yes | |
| Rwanda | RWF | Yes | |
| Senegal** | XOF | Yes | |
| Togo | XOF | Yes | |
| Zambia | ZMW | Yes |
Note
* Local payout coverage in these countries also includes the following regions/territories:
- Finland: Including Åland Islands
- France: Including French Guiana, Guadeloupe, Réunion, Saint Barthélemy, and Saint Martin (French part)
- Portugal: Including Azores and Madeira
- Spain: Including Canary Islands
- United Kingdom: Including Gibraltar, Guernsey, Isle of Man, and Jersey
** Payouts to these countries may be subject to restrictions or additional compliance review.
SWIFT Payout Coverage
Roecny supports SWIFT payouts in the following currencies:
AUD, CAD, CHF, CNY*, CZK, DKK, EUR, GBP, HKD, HUF, ILS, JPY, MXN*, NOK, NZD, PLN, RON, SAR*, SEK, SGD, THB, TRY, USD, ZAR
These payouts are available to 150 countries/regions.
Supported Countries/Regions
Albania
Algeria
Andorra
Angola
Anguilla
Antigua and Barbuda
Argentina
Armenia
Aruba
Australia
Austria
Azerbaijan
Bahrain
Bangladesh
Belgium
Belize
Bolivia
Bosnia and Herzegovina
Botswana
Brazil
Bulgaria
Cambodia**
Canada
Canary Islands
Chile
China
Colombia
Costa Rica
Croatia
Curaçao
Cyprus
Czech Republic
Denmark
Dominica
Dominican Republic
Ecuador
Egypt
El Salvador
Equatorial Guinea
Estonia
Faroe Islands
Fiji
Finland
France
French Guiana
French Polynesia
French Southern Territories
Georgia
Germany
Gibraltar
Greece
Greenland
Grenada
Guatemala
Guernsey
Guyana
Honduras
Hong Kong SAR
Hungary
Iceland
India
Indonesia
Ireland
Isle of Man
Israel
Italy
Jamaica
Japan
Jersey
Jordan
Kazakhstan
Kenya
Korea, Republic of (South Korea)
Kosovo**
Kuwait
Kyrgyzstan
Latvia
Liechtenstein
Lithuania
Luxembourg
Macao SAR
Macedonia, the former Yugoslav Republic of
Malaysia
Maldives
Malta
Martinique
Mauritania
Mauritius
Mayotte
Mexico
Moldova
Monaco
Montenegro
Morocco
Namibia
Nepal
Netherlands
New Caledonia
New Zealand
Nigeria**
Norway
Oman
Pakistan
Palestine, State of
Panama
Paraguay
Peru
Philippines
Poland
Portugal
Puerto Rico
Qatar
Reunion
Romania
Saint Barthélemy
Saint Lucia
Saint Martin (French part)
Saint Pierre and Miquelon
San Marino
Saudi Arabia
Senegal**
Serbia
Seychelles
Singapore
Slovakia
Slovenia
South Africa
Spain
Sri Lanka
Sweden
Switzerland
Taiwan (China)
Tajikistan
Tanzania, United Republic of**
Thailand
Timor-Leste
Tunisia
Turkey
Uganda**
Ukraine***
United Arab Emirates
United Kingdom
United States
Uruguay
Uzbekistan
Vanuatu
Viet Nam
Virgin Islands (British)
Wallis and Futuna
Zambia
Notes
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* SWIFT currencies with country limitations:
- CNY: Onshore CNY is supported for paying into China only
- MXN: MXN is supported for paying into Mexico only
- SAR: SAR is supported for paying into Saudi Arabia only
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** Payouts to these countries may be subject to restrictions or additional compliance review.
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*** Ukraine: Payouts may be subject to restrictions or additional compliance review.
Certain regions of Ukraine may be not supported due to international sanctions.